Traditional “estate planning” is often seen as something you only do late in life, focused solely on what happens after death. But your legacy begins now. The way your assets are structured, the protections you put in place, and the decisions you make today can create financial security, reduce stress, and even save money while you’re still living. By calling it legacy planning, we emphasize both sides of the equation: protecting your future and shaping the life you enjoy today.

1. What is a legacy plan, and why do I need one?

A legacy plan is more than traditional estate planning. It not only protects your family and assets for the future, but it also helps you make intentional choices that benefit your life today. Your plan covers what happens if you’re incapacitated and how your assets will be distributed after your lifetime. Without one, state law and probate courts step in—often causing unnecessary cost, delay, and stress for your loved ones. Legacy planning ensures you stay in control, save money and time now, and shape the story you leave behind.

2. What’s included in a legacy plan?

Every legacy plan includes the core documents: a Revocable Living Trust or Will, Power of Attorney, Advance Healthcare Directive, and HIPAA Authorization. Depending on your needs, your plan can also include customized trust provisions, asset funding assistance, or tailored beneficiary planning. Together, these tools not only safeguard your assets, but also help streamline finances, reduce taxes and court involvement, and give you peace of mind today—not just tomorrow.

3. What’s the difference between a Will and a Trust?

A Will goes through probate and only takes effect after death. A Revocable Living Trust avoids probate, manages assets during your lifetime (even if you’re incapacitated), and allows for a smoother transition after death.

4. Do I need a Trust if I don’t have a lot of assets?

A Trust isn’t just for the wealthy. If you own a home, have children, or want to avoid probate, a trust can be a smart and efficient way to protect your wishes and your loved ones.

5. I’m married. Do we need one joint trust or two individual ones?

It depends. Joint trusts work well for couples with shared finances and unified goals. Separate trusts are better for blended families, separate assets, or distinct distribution plans. We’ll help you decide what’s best.

6. How long does the process take?

Typically 2–4 weeks from consultation to final signing. However, expedited options are available depending on your situation.

7. How much does it cost?

We offer tiered packages starting at $1,500 for individuals and $2,800 for married couples, with additional services and customizations available. You’ll receive clear pricing based on your planning needs. Visit Services for more pricing details.

8. What if I already have a Will or Trust—can you review it?

Absolutely. We offer plan reviews to identify gaps, outdated terms, or documents that no longer reflect your wishes or current law.

9. What is “trust funding,” and is it included?

Trust funding means retitling your assets (like your home or accounts) into your trust’s name. Our Enhanced Planning options include funding assistance for a set number of assets and guidance to complete the process.

10. Do I still need to name beneficiaries on my accounts?

Yes. Beneficiary designations work hand-in-hand with your legacy plan. We help ensure your documents and your account titling are aligned to avoid probate and unintended consequences.